6 Reasons To Consider Seller Financing When Buying Vacant Land


Seller financing is becoming more popular for vacant land buyers, and with good reason. It allows you to bypass much of the red tape and hassle of dealing with traditional lending institutions.


If you’re thinking about buying a vacant lot, take a closer look at our seller-financed deals. No matter what route you choose it’s always great to know you have options!


  1. Easier Loan Qualification: Obtaining financing from traditional lenders can be difficult for vacant land purchases, especially if you don't have a strong credit history. Seller financing can provide a more accessible alternative, as the seller is not subject to the same lending criteria as traditional lenders.
  2. Lower Down Payment: Seller financing often allows for a lower down payment than a traditional lender would require. This can be particularly advantageous for those who don't have a lot of cash on hand or who want to conserve their cash for other investments.
  3. Faster Closing: Seller financing can result in a quicker closing process, as there is less paperwork and fewer steps involved than with a traditional loan. This can be particularly helpful if you need to close quickly to secure the property.
  4. Lower Fees: Traditional lenders often charge additional fees, such as origination fees, appraisal fees, and closing costs. With seller financing, you may be able to avoid or reduce these fees, saving you money in the long run.
  5. Opportunity to Build Credit: Seller financing can also provide an opportunity for buyers to build their credit score. As long as payments are made on time, this can help establish a positive credit history and potentially lead to more favorable financing options in the future.
  6. No Pre-Payment Penalty! You are free to make early payments or pay off the entire loan amount without any financial penalty or restriction. In other words, you are not obligated to pay any penalty fee for paying off the loan before the due date specified in the loan agreement.


If you’re thinking about buying a piece of land, talk to us about our seller financing options. And the best part is there’s no pre-payment penalty!


You can always reach us at info@choicelandforyou.com or better yet give us a call at 724-888-5250 and let's talk about what you're looking for!

Leave a Comment

Please note, comments must be approved before they are published

Return to the Blog

Want Access to Our Hottest Deals?🔥

Tell us more so we can better find what you are looking for and sign up to get the latest deals and updates.